They said according to sprints policy they cannot delete from the trade line. We understand that collections is often an emotional and overwhelming process. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Convergent Outsourcing does not accept payment in exchange for credit deletion. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. Watch to learn more! The records of Verizon Wireless show that your balance of $38.63 is due in full. This morning I received a phone call from a debt collections agency Convergent Outsourcing. Investigate this business and this Tom ** who could be a fake also. We do send updates to all applicable credit reporting agencies for some clients weekly; we also request that they update a consumers credit report to reflect any payments. INC. FIRST BANK AND TRUST MIDLAND FUNDING, LLC Sent me a settlement statement for a bill to this company. https://www.sprint.com/en/landings/chat.html, https://www.elliott.org/company-contacts/. Who is Convergent Outsourcing? You also are directed to manage your account at midlandcreditonline.com. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. Create an account to follow your favorite communities and start taking part in conversations. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Create an account to follow your favorite communities and start taking part in conversations. They collect debts for financial institutions like Credit One Bank and PayPal, and telecommunication companies like Sprint and Verizon. OC and CA are in no way required to delete. All rights reserved. Hello all. And lastly, seek counsel from a consumer protection attorney for a free consultation. They actually are a debt collections agency. They actually are a debt collections agency. The issue is, I never had an account with Sprint. I would invite you to contact our Compliance Department by Email at #[email protected] should you require further assistance. Can see right through this one. However, I'd rather pay the full amount than go back and for the next few weeks with Sprint trying to hash out a couple hundred dollars. So from what I am seeing, either way, Convergent can legally have it on your report. Convergent Outsourcing does not buy or own your debt. They offered a settlement of 50% Renton Washington, Convergent Outsourcing, Inc claim I owe $1,320.69 to AT&T Wireless, called AT&T never had acctin-stor e or archive Dept Renton Washington, Convergent Outsourcing Inc This is not a real collection agency! It isn't always easy to remove a collection account, but the following strategies can make it possible: A debt collection agency will try to coerce payments out of you in any way it can because thats how it makes money. He said this Teresa ** could have had this phone number before it was given to me. The agencies are much more likely to sue now then in the past, even over small debts. Try to get them to say yes though if possible. Fraudulent collection letter Renton Washington, Convergent Outsourcing INC They are trying to collect money on a collection that does not exsist renton Washington, Convergent Outsourcing,Inc Galaxy Asset Purchasing Sending past due debt notices that aren't on my credit report. Estimated amount consumers saved since 1997: $15,590,010,907. The phone number (mine) is unlisted, private. I got a letter stating I owed monies to Sprint. I was told I owed Cox communications 200 dollars from over 5 years ago. I called sprint again and lady that I barely understood anything said that if i pay in full my account will go out from collections. This company does not follow FCRA laws and should be sued into bankruptcy for all the hard they do. I disputed the claim and was told they would confirm with the company before any further actions took place. The account is in the amount of $621. I was making payments via automatic draft. Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. Contact. Originating in 1950, its current headquarters are in Renton, Washington. ConsumerAffairs is not a government agency. A credit repair company can remove a negative mark from your credit report by communicating with the debt collector on your behalf. If you weren't paying on it then it went to collections. This report was posted on Ripoff Report on 09/05/2014 01:58 PM and is a permanent record located here: I just want to know who to pay to make sure things are taken off of my reports. b***@convergentusa.com. If your attempt to remove an entry due to inaccuracies is unsuccessful, you can try to negotiate a pay-for-delete settlement. They also collect medical debts. I have never had an account with Verizon! I suppose they need to provide: Proof of contract - with sign-on and termination dates. All Rights Reserved. Please call us at 1-800-444-8485. Its possible that the information Convergent Outsourcing has regarding your debt is incorrect or that the debt doesnt even belong to you. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. He said he was looking for Teresa **. Once you reach an agreement, ask to get the terms sent to you in writing via certified mail, and dont make your first payment to Convergent Outsourcing until you receive it. - Hopefully you will have the same luck as me and they respond finally saying yes, it will be deleted. Is Convergent Outsourcing a Scam? It collects on behalf of companies and businesses in a variety of industries, including: Although its incredibly annoying, Convergent Outsourcing is a legitimate business and not a scam. GO over it with them and see what they got. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. They include a place for you to fill out your CC information or bank account information and smoothly send in the money. Learn more about how we make money. With account paid and settled. That said, about six months later I decided to clean this up. It doesn't erase the existence of the debt. (Sales might work too, you just want someone who can take your payment). Convergent Outsourcing is one of America's leading collection agencies. They say Im past due in the amount of,$1,613.85. FTC's website on credit. I have been receiving calls periodically, have not answered these calls. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. This one so contrived, premeditated, using a fake name and explanation. Typically, Convergent Outsourcing is a tough egg to crack. This company Is willing to settle for half of what they say I owe. Convergent Healthcare | LinkedIn Also make sure to file a complaint with your state attorney generals office. They are more diverse with the types of debts they collect than most collection agencies. Convergent Outsourcing is not a scam. Dorado, PR 00646, Metro Office Park Can I get some insider knowledge or feedback? Kind regards, Compliance Representative at Convergent Outsourcing, Inc. From my understanading, none of this matters except that I've paid Sprint and Convergent has no right to report. geez that hurt but the future right? Learn more. Except when it drops off the credit report. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. How to Remove Convergent Outsourcing from Your Credit Report I asked them if I paid it or settled it if theyd removed it completely, Pay for deletion. I would even consider pay for delete in full. IF they said yes, it would be deleted, confirm with them again after paying. I was stunned. I called sprint, who was very eager to accept a payment to confirm if this was true. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Payment FAQs How do I find my account number? . Deletions are a courtesy and some do it. I owed a bill to Sprint which I paid to Sprint. Labarr v. Convergent Outsourcing, Inc. - Casetext also adviced them that this account had beeb included in ,identity fraud with a police report Renton Washington, Convergent Outsourcing Inc Renton Washington Location Claimed I had a Verizon amount owed of $800. Note: I recorded both Sprint phone conversations. Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. I called Sprint to get some information on the account. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. Many factors affect your FICO Scores and the interest rates you may receive. Sprint sent account to collections, Convergent Outsourcing. The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. I asked her if Convergent owned the debt. Convergent Outsourcing: how to remove them from your credit report Read More . They might say yes or no. He confirmed that after paying CO, Sprint would delete the account from my CRs. Convergent Outsourcing, Inc. is a debt collection agency. I wouldn't bother paying or contacting Convergence at all, they will probably be no help. Convergent was adamant about not removing but Sprint was fast acting and informed them to remove the account. Convergent Outsourcing Sprint bill . Convergent Outsourcing is a debt collection agency that's been in business since 1950. Need Help Clearing Up Convergent Outsourcing Collections - reddit Englewood Cliffs New Jersey, CONVERGENT OUTSOURCING, INC. ATERSO01 They sent me a bill, stating I'm past due with Rbs Citizens, NA. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Was just about to apply for an apartment and bam, get hit with a collection the same amount of the ones I just paid off. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Who We Are - Convergent BPO Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. Convergent Outsourcing makes every attempt to set up viable payment options within our constraints. I never spoke to them again. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. He said all he could do was put this note in my file. If you have an account with us, were here to help! This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. Established in 1998 with roots dating back to 1950, Convergent is a leading provider of customer care outsourcing, receivables management and . I received a collection letter that I owed T-Mobile 166.80. In business since 1950, Convergent is one of Americas leading collections agencies. I swapped services from Sprint to Verizon and have been paying the bill down but it's been over a month since the final bill. I had a Spring sent to ERC. Opinions expressed on this site are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. Learn more about Convergent Outsourcing or view your account with us online. Remove Convergent Outsourcing From Credit Report How do I setup a payment plan? Convergent generates proof of payment after your payment has posted, which means that it has cleared your bank and our bookkeeping department, typically this happens within 2 weeks of payment. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. Houston Texas, Convergent Outsourcing Inc Attempted Scam Renton Washington, Convergent Outsourcing, inc This place is a RIP OFF, sent me a bill for $1,129.91 for an account i have never had. I am a bot, and this action was performed automatically. How those businesses take care of those complaints is what separates good businesses from the rest. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! strict standards for business conduct. Has your experience with this business or person been good? This often means constant collection calls, annoying letters, profane language, threats of lawsuits and other forms of harassment. These notices included your right to dispute the balance owed. If you are unsure whether we have your current information, call us to confirm that your email and mailing address are correct and request any necessary corrections. Make sure they're going to recall the debt. I will keep you posted on how/if it gets reported this month and going forward. How to deal with Convergent Outsourcing - Bills.com Advertisers above have met our Seemed reasonable, but what a scam. Like it or not. I also called convergent and they only collecting on sprint behalf. They said they didnt do that when clearly they did because it is listed as paid on my credit report. In business since 1950, Convergent is one of Americas leading collections agencies. Sprint sent account to collections with Convergent Outsourcing - reddit If you make this agreement, you MUST have it in writing, if it isn't is writing, there is no agreement. If you would like to make payment online instead of over the phone, you may do so on our website. I would discuss with them there was no contract. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. They are billing me for something I've never had from them. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. This is exactly what it sounds like: These types of agreements are rare, but a debt collector may agree if its desperate for your payment. If you contact Sprint direct they should collect payment which would force them to pull the collection thus deleting the collection. This piece of federal legislation prevents debt collectors from harassing customers to pay. Rude! I ended up paying the entire balance through sprint in order to get account removed. They should be able to see whether there was or not and whether you need to deal with sprint. Or, should I try to handle it through Sprint (since they own the debt). A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.. (sprint re-adding the collection is the unsure part) Not gonna say 100% but this is how it worked with T-Mo.. All business will get complaints. Debt collection from Convergent Outsourcing on Sprint phones I - reddit Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Funny thing is that the account they claim I had has never appeared in my credit reports which I keep track of. I just got an email from Convergent with a letter attached stating that they've requested all deletion of this trade line from all. Security Credit Services Listed a fraudulent account on my credit bureau report and won't fix it Renton Washington, Convergent Outsourcing, Inc. attempted to collect 475.00 for their client Paypal. Please Help Me Get Convergent Off of My Report! Convergent Outsourcing/Sprint Help Hi all. If that means pay in full, so be it. If its still there, contact the agency and remind it of the agreement, and make it clear that you wont make another payment until it removes the entry. I don't want to pay Sprint if it means that the Convergent line remains on my report with the line "paid in full". Some collectors will offer a pay for delete, you agree to pay, under the condition that they agree to remove it from your creditsome creditors will do it, and I hear some will tell you that they will. If you have questions about Convergent, making a payment or debt collections in general, we have compiled an extensive FAQ section to help! They're trying to collect $2,200.39 of which I have no idea what this is. If reporting correctly, it can stay on reports for 7 years from DOFD. Some dont. No luck. Do I need to get them to prove what I owe? Suite 100 Renton, WA 98057, Phone number: 800-444-8485 Website: http://www.convergentusa.com/. Convergent is required to password lock receipts due to housing sensitive information. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. We value your privacy. thanks, just paid it. Some people have been lucky and it was deleted right away, though. I got the collection agency's name and with that emailed them for an account number. How To Remove Items From Your Credit Report, How To Boost Your Credit Card Approval Odds. FTC's website on credit. It was gone off my reports within 2-3 days. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Just wanted to share. They sent my acc. If this is the case, consider contacting a professional credit repair company. Sprint sent account to collections, Convergent Outsourcing. Collection companies typically only agree to this if you paid the debt and havent made any late payments since. This scenario has been reported to federal bureaus, Trustpilot, Resolver and now you. If you do not owe any amount, file a complaint with the FTC, FCC, and Better Business Bureau, ask them to provide a debt validation letter (search the internet for a sample). If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. Convergent Outsourcing, Inc. is a debt collection agency. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. I'm a 100% disabled veteran and have worked diligently to restore my credit after my military injury. Convergent Outsourcing is one of America's leading collection agencies with offices across the country. If there is no email on file, the consumer will be mailed a copy of their receipt. How to Tell if it's a Debt Collection Scam - ConvergentUSA Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! Look at all the reviews. Convergent Outsourcing, Inc. is a highly responsive, integrated customer engagement organization helping clients optimize relationships with their customers through enhanced, unified communication. If you have questions or need to make a change to your account. Learn more. Why You May Be Getting Scammed Through Your Mailbox - Live Like You Are I'm suprised they just won't delete it since it's paid and they were notified. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. They wont respond to anything but complaints saying they have validated it which is a complete lie. 7 calle 1, Suite 204 I asked if she was sure and she said yes. After I paid, I they say I don't have acc. Please note that it is Sprints policy to have its Outside Collection Agencies report any unpaid debt to the 3 major credit bureaus; If the customer reaches a settlement arrangement with the agency and pays the agreed upon amount the reporting will be changed to show a charge off settled in full. Engage via Email. If that happens then show proof your payment was to Sorint direct and it would be deleted. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this. If this describes your current situation, send a letter to Convergent Outsourcing and request a goodwill deletion.